You’ve closed on your new home—congratulations!
Becoming a homeowner is a major milestone. But once the keys are in your hand and the boxes start to pile up, reality sets in: you’re going to need a lot of stuff.
From essential tools to furniture, those early days in a new home come with surprise expenses. But here’s a tip many first-time buyers overlook: if you received a commission rebate at closing, you’ve already got a head start.
Buyers who work with discount agents who offer rebates can often receive thousands of dollars back after closing. That rebate isn’t just extra cash—it’s an opportunity to set up your home right, from day one.
1. Tools & Maintenance Must-Haves
Even if you’re not super handy, basic tools are a must for everyday fixes and weekend projects.
Essentials to start with:
• Power drill
• Hammer & screwdriver set
• Stud finder
• Step ladder
• Measuring tape
• Smart smoke & CO detectors
Estimated cost: $250–$400
2. Cleaning Supplies & Gear
Now that you own the place, cleanliness is an investment. Durable, high-quality supplies will save time and hassle.
Must-haves:
• Vacuum (upright or robot)
• Mop & bucket
• All-purpose cleaner
• Broom & dustpan
• Microfiber cloths
• Air purifier (especially for allergy sufferers)
Estimated cost: $300–$600
3. Kitchen Basics
If you’ve been renting, chances are your kitchen could use an upgrade. Start with the essentials.
Kitchen toolkit:
• Cookware set (pots, pans, baking sheets)
• Knife set
• Utensils and cutting boards
• Coffee maker or electric kettle
• Pantry and drawer organizers
Estimated cost: $400–$800
4. Furniture That Makes a Difference
You don’t have to decorate everything immediately, but a few key pieces can make your house feel like home.
Start with:
• Quality mattress and bed frame
• Sofa or sectional
• Dining table and chairs
• Dresser or closet organizers
Estimated cost: $1,500–$3,000
5. Smart Home Upgrades
Modernize your home and improve comfort with some smart tech additions. Popular options:
• Video doorbell
• Smart thermostat
• Smart plugs or lighting
• Keyless entry system
Estimated cost: $300–$700
6. Outdoor Basics
If your home comes with a yard, balcony, or patio, a few budget-friendly upgrades can transform your outdoor space.
Starter list:
• Hose and nozzle
• Outdoor seating or table
• String lights or solar lighting
• Doormat and planters
Estimated cost: $300–$800
Make Your Rebate to Work For You
If you received a commission rebate—say, $12,250 on a $700,000 home—that money can easily cover most of this entire starter toolkit.
Instead of stretching your budget thin, your rebate gives you the freedom to settle in comfortably, without relying on credit cards or draining savings.
Owning a home is about more than the mortgage.
It’s about creating a space that works for you. By using your commission rebate wisely, you can cover the essentials, personalize your space, and enjoy your home from the very beginning.
Whether you’re upgrading the kitchen, boosting your curb appeal, or just buying your first real toolkit, that rebate can go a long way toward making your new house truly feel like home.
