Hail roof damage in Calgary is a common issue due to the region’s frequent severe weather. Hailstorms can wreak havoc, from dented shingles to leaks that undermine your roof’s integrity.
For Calgary homeowners, addressing hail damage promptly is essential to avoid expensive repairs and secure lasting protection. Superior Roofing provides hail roof damage Calgary estimates and trusted solutions.
Saving your property begins with expert craftsmanship.
Identifying Hail Roof Damage
Hailstorms in Calgary wreak havoc on your roof damage that, when ignored, could end up being expensive. Hail roofing damage is a stormy consequence that must be dealt with immediately. Here are some important locations to check following a storm to find issues early.
- Granule Loss: Check asphalt shingles for granule loss, which appears as bare spots where the protective coating has worn away. Granules shield shingles from UV rays and weather, so their loss can indicate a decreased lifespan and susceptibility to additional damage.
- Water Stains and Leaks: Inspect your attic and ceilings for water stains or leaks. These may signify covert hail damage in which hail stones have penetrated the roof surface resulting in underlying mold or structural issues if left untreated.
- Dents on Soft Metals: Examine soft metal components like flashing, vents, and gutters for dents or punctures. Damage to these areas usually means that hail has hit the roof hard enough to cause damage.
Hail damage inspections need to be comprehensive and in the most favorable scenario conducted on sunny days. Begin with the roof perimeter, as cracks and lifted shingles—weak points—are frequently where the damage occurs.
High points on the roof are susceptible to hail impact, so they need special attention. Do not climb ladders or access roofs unless it is safe and you adhere to local building codes.
Colder months mean hailstorms can make damage worse as some materials, such as vinyl become brittle in the cold. In extreme instances, aluminum eaves and downpipes could require total replacement, which is usually added to a claim.
Frame your claims, and capture the damage with photos and notes. Hail damage can be subtle and become a severe problem over time. Timely inspections and repairs are crucial to avoiding chronic problems.
Your Immediate Action Plan
Hailstorms can tear up a roof leading to leaks and other damage where immediate and thoughtful action is needed. Follow these essential steps to address hail damage effectively:
- Just Be Safe. Don’t jump up on your roof right after a hailstorm. Roof surfaces can be slick or compromised and are extremely risky. Instead, survey your property from the ground, inspecting gutters, downspouts, and roof edges for visible damage.
- Remove Debris & Cover Exposures. Remove downed limbs, hai,l and other debris to avoid further damage. For affected areas, temporarily cover with a tarp or waterproof membrane to prevent water intrusion. Any delay can exacerbate issues like interior water damage or mold.
- Take Detailed Notes. Document any exposed damage, any dented vents, skylights or plastic with photos. They often exhibit hail damage first because of their soft material. Comprehensive documentation is key when submitting insurance claims, so get several angles and close-ups for precision.
- Reach Out to A Roofer. Arrange an urgent roof inspection by a licensed and insured professional. They will cautiously evaluate the damage to its fullest reach, including what cannot been seen from the ground. Check for things like a business license, insurance and WCB coverage.
- Contact Your Insurance Company. Report the damage to your insurance company as soon as possible, taking with you the documentation you collected. Contacting us early will facilitate the claims process and the timeliness of necessary repairs.
Make the move to hail-resistant materials, like Class 4 shingles or Euroshield. Avoid out of town contractors and cheap fixes. Or, better yet, ask a trusted local roofer for advice.
Navigating Insurance Claims
What to do when your Calgary roof is damaged by hail – dealing with insurance claims. Knowing what’s needed and being diligent with documentation will make this process easier and increase your odds of a successful claim.
Start by assembling your claim documentation. This typically includes:
- Good photos of the hail damage, from several angles.
- Any videos of the damage, particularly places where photos won’t reach.
- A detailed inspection report from a professional roofing contractor.
- Copies of weather or hailstorm warnings for the day.
- Receipts or records of prior roof maintenance to prove upkeep.
Reading your insurance policy is key. Policies typically list coverage limits and deductibles, which may differ based on the roof type and materials. For instance, certain policies include full replacement coverage, whereas others provide merely an actual cash value settlement that factors in depreciation.
Being aware of these details prepares you for what to anticipate financially and avoids unforeseen situations. Backing it up with documentation makes your claim even stronger. Great photos and videos will vividly illustrate the harm and a professional inspection report will lend authority.
If your policy demands, include repair estimates to show the amount of work needed. For example, if hail causes widespread shingle damage or holes, an estimate will assist your insurer in determining costs.
Having a trusted roof contractor involved is really helpful. They can not only offer accurate repair estimates but also help with the claims process, answering any technical questions from the insurer. A contractor who knows Calgary’s weather and insurance rules can be a great champion.
Selecting a Calgary Contractor
When dealing with hail damage to your roof, choosing the right contractor in Calgary is critical for a smooth and efficient repair process. A good contractor guarantees great workmanship and reduces frustrations during a difficult period.
Below are key factors to consider when making your selection:
- Licensing and Insurance: Always verify that the contractor holds valid licenses and the necessary certifications for roofing work in Calgary. Demand proof of insurance (including WCB) to shield yourself from liabilities should someone get hurt on the job.
- Experience in Calgary’s Climate: Select a company with a proven track record in Calgary. Years of experience demonstrate their knowledge of local weather, typical roofing problems, and efficient repair solutions specific to the area. For example, hail-resistant shingles or reinforced materials might be advised for Calgary’s common hail storms.
- References and Reviews: Request references and check online reviews to assess the contractor’s reputation. A reputable company will willingly provide contact information for previous clients who can vouch for their workmanship and professionalism.
- Emergency Services: Damage from hail often requires urgent attention to prevent further issues like water leaks. Make sure the contractor provides emergency roofing services so that they answer swiftly.
- Workmanship Warranty: A trustworthy contractor provides a warranty for their work. This assures you that any problems after the repair work are covered at no extra charge, offering peace of mind.
- Insurance Claim Assistance: Look for contractors who assist with insurance claims by providing detailed documentation of the damage. This may expedite the approval process and make certain you get the right coverage for repairs.
The Repair and Replacement Process
Taking on hail roof damage in Calgary needs to be done with consideration. It usually begins with an inspection, sometimes by a certified roof specialist. This means inspecting for obvious damage, like dents in metal, broken shingles, or attic and exterior wall leaks.
Act fast, though — most insurance policies will only accept claims made within a year of the damage. To simplify this, contractors often will submit a formal estimate of the work to be done — for example, an Xactimate report — which is an industry-standard for damage and insurance claims.
When deciding between repairing or replacing a hail-damaged roof, it’s essential to weigh the pros and cons:
| Option | Pros | Cons |
| Repair | Cost-effective for minor damage; quicker turnaround. | Risk of recurring issues; may not address underlying structural damage. |
| Replacement | Long-term solution; improves durability and energy efficiency. | Higher upfront costs; requires more time and resources. |
For Calgary’s hail-friendly weather, it’s worth the upgrade. Impact-resistant asphalt shingles and metal roofs are a great option for their durability and capacity to withstand severe weather.
Installation is equally critical. Working with a licensed, experienced contractor can make sure local building codes are met and reduce risks like leaks or structural problems.
Once fixed or replaced, regular maintenance is key. A yearly check-up can go a long way in spotting trouble early, lengthening the roof’s useful life, and avoiding expensive damage down the line.
This forward-thinking service is especially helpful in regions with severe weather such as Calgary.
Fortifying Against Future Hail
Calgary is no stranger to hailstorms that ravage roofs and homeowners’ wallets. That’s why taking proactive steps to fortify your roof can save money down the line.
Hail-Resistant Materials
One smart investment is impact-resistant roofing materials. These materials are hail impact rated (Class 4 being the highest).
The table below highlights common materials and their features:
| Material | Features |
| Asphalt Shingles | Class 4 options available; cost-effective; moderate hail resistance. |
| Metal Roofing | Extremely durable; resists dents and cracks; long lifespan. |
| Tile Roofing | High impact resistance; heavier weight requires reinforced structures. |
| Synthetic Roofing | Mimics slate or wood; lightweight; excellent impact resistance. |
Choosing the right material comes down to your budget, aesthetic, and your local climate.
Protective Features
Installing hail screens or reinforced flashing can reduce damage. Hail screens guard sensitive spots such as skylights or vents, and reinforced flashing fortifies edges and seams.
These options are fairly inexpensive and can be easily added in the course of regular maintenance or updates.
Routine Inspections and Maintenance
Routine roof check-ups are crucial to finding and fixing weak spots prior to hail season. Inspect for loose shingles, damaged flashing, or clogged gutters.
Taking care of these problems now, before a storm, minimizes your exposure to additional damage.
Upgrading to a Hail-Proof System
Opt to upgrade to a hail-proof roof system with a high impact rating to save you from future hail. Though the initial cost might be a bit more, this investment generally pays for itself in reduced repair costs.
A few cities provide resilient materials rebates, but not necessarily with funded programs.
Conclusion
Hail can take a toll on roofs in Calgary, but quick action and the right help make all the difference. Superior Roofing is here to guide you through every step, from assessing damage to final repairs. Our team knows Calgary’s weather and delivers solutions built to handle it. Whether you need minor fixes or a full replacement, we focus on quality and long-term protection.
Feel confident putting your roof in the hands of experts. Reach out to Superior Roofing today for professional guidance or a free estimate. Want to find out why Calgarians trust us? See our track record and dedication to quality on our About page. Let’s prepare your home safely for whatever comes next.
